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Great British Finance

06 - Feb - 2012

Great British Finance was created in order to provide existing and new clients alike. The very best of ethical and professional advice coupled with the best after care service.

Income protection Insurance

Income protection Insurance

PERMANENT HEALTH INSURANCE (PHI)


PHI provides cover in the event that the insured is unable to work, and therefore to earn an income, due to illness or injury.
The premium cost will depend on the occupation of the policyholder, their age and the period of time that elapses between when the insured becomes ill and when a claim is made.
There is considerable choice between different covers offered by different insurers. The key is to choose a balance between the cover you need versus the cost of premium. A financial adviser with knowledge of the permanent health market can help you select the appropriate policy for you. You may be fortunate enough never to have to make a claim under your policy, but many people have been very grateful indeed that amongst all the other worries they had when they became unable to work, they knew they did not have to think about how they were going to meet domestic bills and keep a roof over their head until they recovered.

  • The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.Great British Finance Ltd is authorised and regulated by The Financial Services Authority. Great British Finance Ltd is entered on the FSA register (www.fsa.gov.uk/register/) under reference 431032. The Financial Services Authority do not regulate Will Writing, Loans, Credit Cards, or some forms of Mortgage, Tax Advice, Offshore Investments, Estate Planning.The tax relief’s referred to throughout this Internet site are those currently applying in the United Kingdom to UK Tax Residents. These tax relief’s are liable to change. The value of any tax relief available will depend upon the individual circumstances of the taxpayer.Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up the repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you re-mortgage.Broker fees may be payable for mortgage advice. These would typically be 2% of the loan we arrange for you. However, we will discuss your payment options with you and confirm the actual amount payable before we begin to provide our services.
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